$CRCL | Circle Internet Q2’25 Summary • Revenue: $658M 🟢 (Est. $644.7M) | +53% YoY • EPS: -$0.18 🔴 (Est. $0.34) → non-cash expenses, largely driven by the IPO; Net Loss -$482M (including $591M IPO-related charges) USDC & Operations • USDC in circulation: $61.3B (+90% YoY) — Aug 10: $65.2B • Avg USDC: $61.0B (+86% YoY) • Market share: 28% (+595 bps YoY) • USDC on platform: $6.0B (+924% YoY) • Meaningful wallets: 5.7M (+68% YoY) Profitability • Adj. EBITDA: $126M (+52% YoY), margin 50% (+463 bps) 🟢 • RLDC: $251M (+38% YoY); margin 38% (-408 bps) → to watch Guidance • USDC growth: ~40% CAGR (multi-year) • FY25 Other Rev: $75–85M | FY25 RLDC margin: 36–38% • FY25 Adj. Opex: $475–490M Strategy / Corporate • $1.2B IPO completed; $583M net cash • Circle Payments Network (May): 100+ institution pipeline • Arc: L1 for stablecoin finance (public testnet fall) • Partnerships: Binance, Corpay, FIS, Fiserv, OKX • GENIUS Act enacted → Federal stablecoin framework in the US CEO – Jeremy Allaire: IPO marks critical turning point for Circle and stablecoin adoption; cross-industry interest accelerates. My comment: Strong outlook: USDC volume & market share accelerating; core profitability (Adj. EBITDA, 50% margin) healthy. Red dot: EPS/Net loss largely a non-cash accounting impact from the IPO; not a sign of operational weakness. 3 key points in focus: (1) Is USDC circulation growth sustainable? (2) Is the RLDC margin reversing from 38%? (3) Actual adoption/integration speed in Payments Network & Arc. Thesis: Regulation clarified with the GENIUS Act + institutional partnerships → Increases revenue visibility in 2H25. Risks: Crypto volume cycle, Tether competition, maintaining OPEX discipline. Not investment advice!!! #CRCL #USDC #Stablecoin #Crypto #Fintech #Earnings #Web3 #Payments #Blockchain

The best explanation of crypto in under 2 minutes—featuring Cardano and Ethereum founder, Charles Hoskinson. #crypto #cryptonews #cryptocurrency #bitcoin #blockchain #podcast #shawnryanshow #changemakersnft #charleshoskinson #cardano

🧠 $BMNR | The art of Ethereum accumulation, or a strategy lesson? 🔹 July 29: 625K $ETH purchased, avg: $3,755 🔹 August 4: Position increased to 833K ETH, avg cost $3,492 🔹 Was the new 208K ETH purchased at an average price of $2,702? ❗️Yet, spot ETH never fell below $3,380 during this period. ➡️So how did BMNR buy at such a low price? Answer: Could be forward agreements or structured derivatives contracts. ETH was around $2,500 during the "big bang" announcement at the end of June. Call rights were likely created at that time and are now being activated. This may be the reason for the recent surge in the stock: Investors are waking up to this strategic buying. If ETH additions continue at this rate, BMNR will be one of the few companies collecting below the spot price. Tommy L and his team may be making a very smart play. #ETH #Ethereum #BMNR #CryptoStocks #Blockchain #InvestmentStrategy #SmartMoney

Ultimately, all countries will adopt it. Blockchain is real and the future! Thank you, Satoshi Nakamoto!

--- Why could "water" be the next crypto? Simple. Its value is rising, but its supply is shrinking. 1. Water = Rare Commodity Like crypto, which gets pricier because it’s scarce and in demand, clean water is becoming more expensive due to global shortages, privatization, and climate change. In some countries, water is already a luxury. 2. Water = Future Asset Imagine if access to water could be traded like digital tokens. Water quotas, rights to water sources, or blockchain-based water distribution — these aren’t just ideas; they’re real possibilities. So, are we heading toward a time when water isn’t just a need… but an investment? Share your thoughts in the comments. --- Kenapa “air” bisa jadi crypto selanjutnya? Sederhana. Karena nilainya makin tinggi, tapi ketersediaannya makin menipis. 1. Air = Komoditas Langka Seperti crypto yang harganya naik karena langka dan diburu, air bersih juga makin mahal karena krisis global, privatisasi, dan dampak perubahan iklim. Di beberapa negara, air bahkan sudah jadi barang mewah. 2. Air = Aset Masa Depan Bayangkan kalau akses air bisa diperjualbelikan seperti token digital. Kuota air, hak atas sumber mata air, atau distribusi air berbasis blockchain — semua itu bukan fiksi, tapi potensi nyata. Jadi, apakah kita sedang menuju era di mana air bukan cuma kebutuhan… tapi investasi? Tulis pendapat kamu di kolom komentar. #changemakersnft #cryptonews #cryptonaut #blockchain #future #bitcoin

Cexplorer 2.0 Dark mode vs Light mode. 💡 OG Blockchain Explorer 🔥 What's your go to? #cexplorer #changemakersnft

Tech billionaire Jack Dorsey has officially launched Bitchat on the App Store. This app lets users send encrypted messages and even transfer Bitcoin transaction data via Bluetooth, without needing an internet connection or cell signal. Bitchat uses Bluetooth Low Energy (BLE) mesh technology, where each device acts as a node. Messages and transaction data can “hop” from one device to another until they reach their destination—or even to a node with internet access to broadcast Bitcoin transactions to the network. The app doesn’t require an account, phone number, or central server. All communication is peer-to-peer (P2P) with end-to-end encryption. It also includes a panic mode to instantly wipe all local data. For Now… Bitchat’s Bitcoin feature is limited to sending transaction data, which still needs an internet connection at the final point to be recorded on the blockchain. Looking Ahead… With further development, this technology could become more independent, faster, and wider-reaching—paving the way for a fully decentralized offline transaction ecosystem in the future. Bitchat is now available on the App Store, while the Android version is still in development. What do you think? #changemakersnft #bitchat #bitchatmesh #appstore #apple

Oh, inikah IAGON. IAGON dibangun di blockchain Cardano. https://www.youtube.com/watch?v=Tg36PZEKeog

Tonight at 8 PM EST, it’s Marbles for Cardano! Win $ADA rewards 💪 Join my Discord to be able to claim rewards. Discord - https://discord.gg/UQqFRgzCkG Twitch - https://www.twitch.tv/hattyhatss I am working on a new video. This video is not Crypto related but more about one of the worlds mysteries. I will keep working on making these videos better and adding more topics that interest me. Here is a preview of my latest video I am working on. I am also working on a privacy focused video about a project that is using the Midnight Blockchain. See you tonight everyone 💪🙏

🗞️📰 https://blockchainreporter.net/can-cardanos-leios-upgrade-make-it-faster-than-solana-is-ada-about-to-50x-or-is-this-crypto-a-better-bet/?utm_source=coingecko&utm_content=coingecko&utm_campaign=coingecko&utm_medium=coingecko&utm_term=coingecko

Only three blockchains are recognized as "Mature" by the Clarity Act! Cardano, Bitcoin and Ethereum. #changemakersnft #cardano #bitcoin #ethereum #crypto #blockchain

I hope everyone had a great weekend! Time to get back on the grind. Check out my latest video called... The System Is Rigged — Can Blockchain Fix It? https://youtu.be/dG2vD56lxJc?si=vv8D1pu23sdXt75k Transparency, without privacy is surveillance, privacy without transparency is corruption. Midnight gives us both